Chief Judge Crawford has authorized the cancellation of all court proceedings in Seminole and Brevard Counties effective Noon, Tuesday, October 8, 2024, through Thursday, October 10, 2024.
A decision will be made Thursday regarding Friday proceedings.Stay informed by following us on Facebook or X (Twitter). You may also call (321) 637-5700 in Brevard or (407) 665-4945 in Seminole.
The Statewide Foreclosure Reduction Initiative ended on June 30, 2015. All foreclosure cases will be heard by the circuit civil division judge that the case is assigned to. Please review the specific information below regarding Brevard and Seminole County foreclosures, and be sure that you have read and understand each Judge’s Requirements before setting hearings or calling the Judicial Assistant.
If you live in Brevard County you may be eligible for a FREE consultation!
If you live in Brevard County you may be eligible for a FREE consultation! For more information and to schedule an appointment with an attorney, contact:
1038 Harvin WayWebsite: https://brevardcountylegalaid.org
If you live in Seminole County you may be eligible for a FREE consultation!
Seminole County Legal Aid – If you live in Seminole County you may be eligible for a FREE consultation! For more information and to schedule an appointment with an attorney, contact:
101 W. Palmetto Ave
Longwood, FL 32750
Phone: (407) 834-1660
Website: https://scbalas.com/
Learn about alternatives, resolutions, and homeowner rights.
A foreclosure action is based upon the allegation by a mortgage lender that the borrower is in default and that the lender is entitled to a court judgment to cause sale of the property to repay the debt. If the allegation of default is proven, the court enters a judgment causing a public auction of the property. If the value of the property is less than the debt and the auction sale is insufficient to repay the debt the mortgage lender may seek an additional legal proceeding to obtain deficiency judgment. A deficiency judgment may result in additional legal collection efforts and prolonged adverse credit consequences.
As a homeowner a foreclosure has serious short and long term consequences; loss of your home, adverse credit reporting, difficulty in leasing or purchasing a new residence, difficulty in future credit purchases and stress within the family. In planning your actions recall the original intent behind the mortgage loan. The lender’s primary intent is to make a good loan and be repaid according to the terms that you agreed to pay. You intended to have the benefits of owning a home.
Despite the filing of the foreclosure in court the lender and homeowner may both benefit from negotiating a wide variety of solutions. Descriptions of some of the more common solutions are described below. There are constant changes and new solutions being privately negotiated and new solutions are the subject of ongoing government programs.
UNTIL A JUDICIAL SALE IS CONCLUDED THE HOMEOWNER IS THE LAWFUL OWNER OF THE PROPERTY AND HAS MANY OPTIONS.
What does the Foreclosure Court accomplish?
In mortgage foreclosure proceedings, as with all types of cases, courts are obligated to ensure that the rights of parties are protected and the integrity of the process is maintained. The Florida Bar offers a variety of web resources for families facing foreclosure and attorneys helping them. Judges and lawyers also have a professional obligation to conclude litigation as soon as it is reasonably and justly possible.The objective is to bring foreclosure cases into compliance with state time standards to complete a case. Those standards are 12 months for non-jury trials and 18 months for jury trials.
The Florida courts are using case management practices that work most effectively to ensure the full participation of parties, avoid unreasonable delays, and dispose of those cases that have been pending for the longest period of time – while being ever mindful of the rights of parties and the integrity of the process.
Mandatory Mediation – Administrative Order specifically for Mandatory Mediation Circuit Court Seminole County Owner-Occupied Residential Mortgage Foreclosures
Clerk of Court Notice of Summons Order – Administrative Order specifically for providing a Notice of Summons Order
Links to various organizations that assist with foreclosure issues
Websites: All of the below listed websites are government-based sites and all have links to locate free foreclosure counseling.
Brevard County Legal Aid – If you live in Brevard County you may be eligible for a FREE consultation! For more information and to schedule an appointment with an attorney, contact: Brevard County Legal Aid 1038 Harvin Way |
Seminole County Legal Aid – If you live in Seminole County you may be eligible for a FREE consultation! For more information and to schedule an appointment with an attorney, contact: Seminole County Legal Aid 101 W. Palmetto Ave |
For constituents, customers, or callers seeking help with family law cases – divorce, adoption, name change, custody, order of protection, and much more – there is now a one-stop source for lots of information aimed at self-represented people. Florida Courts Help is available at app stores as well as online at help.flcourts.gov.